Buying Costs Calculator
Get a full breakdown of all the costs involved in purchasing property in Malta — beyond the sticker price.
What Costs to Expect When Buying in Malta
The purchase price is just part of the total outlay. Here's what else to budget for:
Stamp Duty
The standard rate is 5% of the purchase price. First-time buyers pay 1.5% on the first €175,000. Use our Stamp Duty Calculator for a precise figure.
Notary Fees
Notary fees in Malta are typically 1% to 2.5% of the property price, with a minimum fee of around €1,500. The notary handles the title search, drafts the contracts, and registers the transfer.
Agent Commission
Agent fees are usually paid by the seller in Malta, but some transactions involve a buyer-side fee of around 1%. Confirm this before engaging.
Architect's Report
Before a bank will approve a mortgage, an architect must inspect the property and issue a valuation report. This typically costs between €200 and €500.